2 great options

for getting your next phone

Own it or Return it

Enjoy$0 down,0%interest24-month financing on your next phone with an eligible carrier rate plan with either choice

Own it

Get a new phone for a great monthly payment and own it after 24 months

SmartPayTM
Rogers Financing

Here's how it works

  • Get a phone for as low as $0 down, with 0% interest financing with an eligible carrier rate plan
  • Pay off your phone in 24 monthly payments
  • After 24 months, your phone is paid for and your ongoing monthly bill decreases
OR

Return it

Lower your monthly payment even further by returning your phone after 24 months

SmartPayTM with Device Return OptionTM
Rogers Financing with Upfront EdgeTM

Here's how it works

  • Get an eligible phone for$0 down, with 0% interest financing with an eligible carrier rate plan
  • A device credit (1) is applied against the total device cost, lowering the amount of your 24 monthly payments
  • After 24 months, return your phone in good working condition and upgrade to the newest phone. Or simply pay off the device credit amount!

Monthly Payment Breakdown Example

  • Own it

    After 24 months

  • Carrier contract device cost:

    $1200.00

  • Financing Term:

    24 months

  • Monthly device payment (taxes extra):

    $50/mo

  • ($1200 ÷ 24 months):

  • Amortized taxes on the financed amount are payable with your monthly device payments.

  • image of cellphones
  • Your device:$0 down | 24 mos | 0% interestTaxes Extra. Requires an eligible rate plan.
  • Return it

    After 24 months

  • Carrier contract device cost:

    $1200.00

  • Device Credit:

    -$480.00

  • Subtotal:

    $720.00

  • Financing Term:

    24 months

  • Monthly device payment (taxes extra):

    $30/mo

  • ($720 ÷ 24 months):

  • Amortized taxes on the financed device amount (before device credit) are payable with your monthly device payments.

Return it - Program FAQ

More Questions? Visit us at your local Costco warehouse for more details!

Shop Devices

(1) Bell refers to the device credit as "Device Return Option Deferred Amount". Rogers refers to the device credit as “Upfront Edge Amount”.